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Do I Need a Lawyer For a Car Crash in a No-Fault State?

young woman in car crashNo-fault states were originally intended to create a system that helped to prevent the courts from being tied up with frivolous civil lawsuits. Under this system, injured car crash victims do not have to prove fault and could quickly access their no-fault benefits for compensation to cover medical costs, lost wages and other damages without having to pay money out of their own pocket.

However, if you suffer a serious injury, you may not get the full value of your claim simply by going through your insurance company. This is when having a knowledgeable lawyer on your side could benefit you.

An Attorney Protects Your Interests and Builds a Strong Case

An experienced legal team understands what evidence you will need to build a strong argument for your injury case. This is a process that takes time, and our firm has the staff and the resources to help you gather this evidence, which could include:

  • The police report from your accident
  • Medical records to help link your injuries to the crash
  • Statements from eyewitnesses
  • Photos of the vehicle damage, accident scene and your injuries
  • Video footage from dash cams and traffic cams that may have captured the collision
  • And more

Our Clare car accident lawyers handle personal injury cases every day, and we are well-versed in the tactics that insurance companies may use to try to devalue your claim. We welcome the opportunity to discuss the accident that caused your injuries, whether you may have grounds for a lawsuit and what you can do to help strengthen your claim.

Your Attorney is a Strong Negotiator

The attorney who handles your car crash injury case should be a strong negotiator with the ability to accurately calculate, and fight for, the full value of your claim. This takes years of experience, knowledge of all the factors that may add value to your claim, and a lawyer who is dedicated to pursuing maximum compensation on your behalf, even if it means representing you in court. Your attorney should also be prepared to negotiate with well-trained insurance adjusters who will be just as determined to pay out as little on your claim as possible.

PIP Changes May Make it Harder to Get the Compensation You Need

While the recent changes under the new Auto Reform law may cost you less money up front by allowing you to reduce your PIP benefits, there is a downside. Reducing your PIP coverage may mean you will not have enough benefits to cover any lost wages or the cost of your medical care after a car crash. This could mean leaving a lot more bills for ongoing treatment, surgeries and physical therapy for you to pay on your own.

We strongly recommend that you carefully review your policy when it comes up for renewal, and especially any new changes you may make to help ensure your coverage will be sufficient to cover you and your family after an accident. Michigan’s Department of Insurance and Financial Services (DIFS) has a downloadable pdf document that explains more about these changes.

Contact A Reputable Attorney Today For Your FREE Consultation

Were you injured in a car crash? Do you have grounds for a personal injury case? The best way to find out is to schedule a free, no-obligation consultation with one of our qualified attorneys. If you have a case and decide to move forward, we charge nothing while we represent you. We only collect our fees if we obtain a settlement or verdict on your behalf.

Our firm is staffed to take your call anytime, night or day, so you can call to schedule your free consultation when it is most convenient for you. You can even complete our free case evaluation form to get a call back from a member of our team.

Call our firm today at: (800) 762-8623 to learn more.