Insurance Claims Lawyer in Flint, Michigan
People pay for insurance to ensure they are protected in case a serious injury or property damage occurs. However, as insurance companies are working for shareholders, they often try to find ways to lower the value of your claim, delay payments or deny it altogether. If you are having problems recovering compensation from your insurance company, consider contacting an experienced Flint insurance claims lawyer.
Jay Trucks and Associates has successfully recovered over $500 million in compensation on behalf of our clients. Our goal is to get you the maximum compensation so you have the funds you may need to cover your damages. We have a dedicated team of attorneys with over 150-plus years of legal experience.
I am very happy with the outcome of my case and the way it was handled…
Contact us today to schedule a free case evaluation – there is no obligation to hire us to represent you. We charge no fees upfront and we do not collect payment unless we help you recover compensation for your insurance claim.
Zero Upfront Fees; Free Initial Consultation
(989) 601-2554
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How Do I Know if I Have a Valid Case?
Recovering from a serious personal injury or dealing with property damage is difficult enough without fighting with your insurance company over a claim. If your claim was denied, delayed, or you were offered far less than your claim may be worth, our attorneys may be able to assist you.
To determine whether we may be able to help, we need to consider various factors, which may include:
- The reason your claim was delayed or denied
- Why you were offered far less compensation than the value of your damages
- Whether the insurance adjuster properly investigated the details of your claim
- Whether the insurance company wrongfully withheld information regarding your policy
During your free case evaluation, our legal team may be able to determine if the insurance company is not fulfilling its responsibility to you as a policyholder.
Insurance Claims Disputes We Handle
Disputes arise with many types of insurance claims, including:
Auto Insurance Claims
Health Insurance Claims
Disability Insurance Claims
Long-Term Care Insurance Claims
Life Insurance Claims
Homeowners/Renters Insurance Claims
Natural Disaster Insurance Claims
No matter the type of insurance coverage you may have, insurers should honor the details of your policy and process claims in a timely manner. If you are having trouble recovering funds from any of these types of claims, contact a Flint insurance claims attorney from Jay Trucks and Associates. You will not be billed for any of our services unless we help get the compensation you may deserve.
Common Reasons Why Insurance Claims Get Rejected
Insurance companies are constantly looking for any reason to deny a claim or pay out less than fair compensation. Some of the most common reasons insurance companies often cite for a denial or other problem with your claim include:
- You did not make your payment on time
- You did not notify the insurance company on time
- You did not seek immediate medical attention
- You have a pre-existing condition
- There is a dispute as to who or what caused your injury
- The activity that caused your injury is not covered in the policy
- You have already been compensated up to policy limits
Sometimes these are legitimate reasons for a denial or devaluation of a claim, but often they are not. The insurance company is just trying to save itself some money by avoiding making a huge payout on a claim.
Bad Faith Tactics
The policyholder and the insurer are both required to act in good faith whenever an insurance claim is filed. Insurers must provide a valid reason for delaying or denying a claim and policyholders should have a legitimate reason for filing the claim. Both sides should handle their responsibilities under the terms of the policy in good faith.
Our Flint insurance claims lawyers have in-depth knowledge of Michigan insurance regulations and federal laws as well, such as the Unfair Claims Settlement Practices Act, which is designed to protect policyholders from unfair insurance practices.
Some bad faith tactics known to occur in the industry include:
- Delaying payments
- Devaluing damages in a claim
- Delaying investigation of a claim
- Denying compensation without a reasonable investigation
- Using improper investigation methods
- False interpretation of an insurance policy
- Not denying a claim or making a decision on a claim within a reasonable time period
If you have been a victim of any of these tactics, you may be eligible to file a claim against the insurance company.
Disputes with Insurance Companies in Michigan
Michigan’s Department of Insurance and Financial Services (DIFS) handles insurance disputes. This department works to determine if an insurance company followed the law in processing your claim.
Policyholders can file written complaints against insurance companies. These complaints need to include:
- Name of insurer
- Name of insurance agent
- Policy number
- Claim number
- Details on conversations and contacts with the insurance company about your claim
- Documentation that supports your position
A licensed attorney can help you gather the documents you may need to build a strong complaint. DIFS gives insurance companies a certain amount of time to respond to complaints. Once an insurer responds, DIFS will decide what to do and explain your options.
Reach Out to a Flint Insurance Claims Attorney Today
The experienced attorneys at Jay Trucks and Associates know how to accurately determine the value of an insurance claim and hold insurers accountable for damages covered by a victim’s insurance policy.
Our founder, Jay Trucks, is a member of the Michigan Trial Lawyers Association and has focused his practice on personal injury cases since 1979.
Schedule your free consultation with a trusted Flint insurance claims lawyer from Jay Trucks and Associates today. We charge you no legal fees unless we win compensation for your claim.
Call (989) 601-2554 to speak to a qualified insurance claims lawyer today or fill out our free claim review form.
Zero Upfront Fees; Free Initial Consultation
(989) 601-2554
CONTACT US
Contact Us Today for a Free Consultation with a Flint Insurance Claims Lawyer
If you’ve been injured in a Insurance Claims in Flint, MI, the experienced attorneys at Jay Trucks & Associates, PC are here to help. We will fight to get you the compensation you deserve so you can focus on recovering. Call us today at 989-601-2554 or fill out our online form to schedule a free consultation.
Let our Flint Insurance Claims lawyers handle your case while you focus on healing from your injuries!
(989) 601-2554
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