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Injuries from automotive collisions can be life changing for not only vehicle occupants but also their families and any other people that may be dependent on those injured in the crash. Having an experienced lawyer on your side can help to ensure that your interests are protected – especially when medical bills, outpatient treatment costs and other related expenses begin to mount.

Any time something needed to be done, they were prompt and thorough. I couldn’t have imagined going through this with anyone else or alone…
– K. Knott

At Jay Trucks and Associates, our car accident lawyers have a successful track record of recovering compensation for motor vehicle accident victims including a $2,000,000 recovery for the victim of an auto accident who suffered a traumatic brain injury in a collision, a $500,000 recovery for a family business owner that suffered neck fractures in a crash and $240,000 recovery for a 24 year old mother working two jobs that sustained head injuries and broken bones in a collision.

An initial consultation with a licensed Grand Rapids auto accident attorney at our firm is free of charge and there is no requirement for you to take legal action if you have a viable case. That means there is no risk to you for contacting us. If you hire us to represent you, we do not get paid unless you do first.

Free Consultation. Ph: (800) 762-8623.

Can I File a Car Accident Claim?

This is one of the first questions potential clients have when they contact our firm and talk to an attorney. We need to review the circumstances of your accident, including how the other driver’s negligence may have been involved.

There are other questions we may need to consider to help us determine whether we may be able to help you:

  • How badly were you injured?
  • What did the doctor say when he or she treated you?
  • Were there any witnesses?
  • Did you take any pictures at the scene?
  • What do you remember about the accident?

After we talk to you and review the details of your crash, we can explain whether you may be eligible to seek compensation through an insurance claim, or in rare cases, a personal injury lawsuit.

We are here to answer your questions about the legal process.

What is My Claim Worth?

This is a complex issue to consider because of all the factors that can come into play. We not only need to consider the potential cost of your medical bills, both now and in the future, but also the value of wages lost from missed time at work and the cost to repair your vehicle. Generally, a claim may have increased value with a more severe injury because the damages will also be more extensive.

Our Grand Rapids car accident lawyers may also be able to pursue compensation for physical pain and emotional suffering as well.

The available insurance coverage is another major factor in a claim’s overall value, because most car accident cases are resolved through an insurance settlement. We can pursue compensation up to the limits of your insurance coverages and potentially the limits of the at-fault driver’s insurance coverage.

Call (800) 762-8623 for a free consultation.

How Can a Lawyer Help Me?

Many accident victims do not know all the steps involved in pursuing a car accident claim. They also do not know how to build a strong case or calculate the full value of their damages. These are just a few of the reasons why hiring an experienced attorney may be very important after a serious car crash.

Auto accident cases that are handled by a licensed attorney usually result in larger financial compensation recoveries compared to those that are not handled by a lawyer.

For more than three decades, our attorneys have been representing car accident victims in Michigan, recovering fair compensation to help them move forward with their lives.

When we take a case, we manage the legal process from start to finish on behalf of our clients. We have the team and the resources to comprehensively investigate an accident and build a case against a negligent driver. This often includes:

  • Going to the scene to take pictures and gather evidence
  • Seeking out and obtaining any video footage of the crash
  • Interviewing witnesses to find out what they saw
  • Using technology to reconstruct the accident scene, when necessary
  • Taking steps to preserve evidence to prevent it from being damaged or destroyed

Our Grand Rapids auto accident lawyers are also prepared to deal with the insurance companies on your behalf. That means negotiating for maximum compensation and managing their requests for information, such as medical records and statements about the accident.

We have access to industry experts who may be able to help us validate your claim and prove the extent of your injuries and damages.

How Much Time do I Have to File a Claim?

Insurance companies usually have deadlines for filing claims, so it is important to get the process started right away. After an accident you can call our firm anytime to schedule a free consultation so we can get the process started, if we find you have a case and you want to proceed.

Michigan also has a statute of limitations for filing a personal injury lawsuit over an accident. The deadline is three years from the date of the injury, which means if you do not file within three years of the accident you may lose the right to do so.

There may be exceptions for your claim that lengthen or shorten the filing deadline. Claims against a government entity over a defective highway that contributed to a crash have a notice requirement – you need to give notice of your claim to the government entity within 120 days of suffering an injury.

Have Questions? We Can Help. Ph: (800) 762-8623.

When Can You File a Car Crash Lawsuit?

It is important to note you do not have an unlimited right to sue over a car accident injury. Michigan is a no-fault state, so you are prohibited from filing a lawsuit after a car accident unless one or more of the following criteria apply to your accident:

Have questions about when you can file a car accident lawsuit in Michigan? Call (800) 762-8623.

Insurance Coverage for Michigan Crash Victims

Every driver in Michigan is required to purchase no-fault insurance (personal injury protection (PIP)) to cover reasonable and necessary medical expenses in the event of an accident. These policies provide coverage no matter who is at fault for the crash.

Any policy issued or renewed before July 1, 2020 provides unlimited coverage for medical expenses. Under this existing coverage, you are also eligible to receive reimbursement for up to 85 percent of wages you would have earned if you did not get hurt, for a maximum of three years. Additional compensation is available for household services (housekeeping tasks, yardwork, etc.) if the victim needs to hire someone to perform these services during recovery.

Auto Accident – $350,000 Recovery
For a 59 year old mother that suffered a severe head injury, fractured wrist and a partially severed finger in a collision.

However, any PIP policies issued or renewed on or after July 1, 2020 will have different levels of coverage, depending on what the policyholder chooses. You can still choose the unlimited option for maximum protection or you may opt for lesser amounts that provide limits of $250,000 or $500,000 in coverage. Those covered by Medicare can choose to have no PIP health coverage, while those on Medicaid can choose a coverage limit of $50,000. You may also elect to go without PIP health benefits if you have qualified health coverage (coverage that does not exclude motor vehicle accident injuries).

You must file your no-fault insurance claim within one year of the date of the accident, otherwise you may lose the opportunity to obtain any of these benefits.

Liability Insurance

If the other driver is found legally responsible for the accident, your Grand Rapids auto accident lawyer may be able to obtain coverage from the other driver’s liability insurance. For policies issued or renewed before July 1, 2020, minimum coverage is:

For policies issued or renewed after July 1, 2020, minimum bodily injury increases to $250,000 per person and $500,000 per accident.

What Happens When the Other Driver Lacks Insurance?

You may be able to obtain compensation from your uninsured/underinsured motorist coverage (usually $20,000 per person and $40,000 per crash). There are often requirements that must be met before you can file a claim for this kind of coverage, so it is important to discuss the situation with a qualified lawyer.

Schedule a free consultation by completing a Free Case Evaluation form.

How to Deal with Questions from Insurance Companies

Insurance companies handle claims all day long. They know accident victims are vulnerable – they may still be in shock from the accident, under the influence of pain medication, or unsure of their rights and what their claim may be worth.

Those are all reasons why insurance providers like to call injured victims soon after the accident. When they call, their adjusters may do one or more of the following:

If an insurance company calls, you can politely tell them to talk to your attorney. If you do answer questions, you should stick to the facts about the accident. Avoid giving your opinions about anything. If you are not sure, you can refuse to answer. You should also avoid giving any recorded statements until consulting with your lawyer.

Insurance companies are looking for any way to pay out the least possible amount of compensation. Fortunately, you have the option of hiring an experienced attorney who knows how to protect the full value of your claim.

What Can I do After the Accident to Help My Potential Case?

There are many things accident victims can do to help their Grand Rapids auto accident lawyer build a solid case. However, the most important step you can take after an accident is to get to the hospital.

Our number one concern at Jay Trucks and Associates is your health and safety. Once your injuries have been treated and stabilized, we can review whether you have a case and how much it may be worth.

If you are able after the accident, you may be able to help us by collecting evidence at the scene. It can be very helpful for crash victims to take pictures of both vehicles and the rest of the scene to give a better idea of what happened. Pictures of any visible injuries may also help link them to the crash, as insurance companies often try to dispute this connection.

If you see any witnesses, ask them about what they saw. If you get their permission, you can record the conversation on your smartphone. Make sure to ask for their name and other contact information so our attorneys can reach out in the future.

Following the treatment plan recommended by doctors is very important. If you stop treatment you could hurt the value of your claim.

No Upfront Fees. Ph: (800) 762-8623.

Why do Most Car Crashes Happen?

Auto accidents are often the result of another motorist’s negligence, such as driving while drunk or distracted. Other potential causes of a crash include:

  • Speeding
  • Reckless driving in bad weather
  • Drowsy driving or falling asleep at the wheel
  • Disobeying traffic laws and road signs
  • Going the wrong way
  • Following other vehicles too closely
  • Not looking before making a turn or pulling out into the road

These forms of negligence can lead to many kinds of crashes, including:

  • Head-on collisions
  • Rear-end crashes
  • Left-turn crashes
  • Rollovers
  • Sideswipes

Contact Our Grand Rapids Car Accident Attorneys Today

Your injuries could affect you for a long time, which is why it is so important to pursue compensation if the crash was caused by another’s negligence.

You want to hire a law firm with a history of results that puts your best interests first. At Jay Trucks and Associates, we have been representing accident victims for decades and have been able to recover more than $500 million in compensation on their behalf.

We are prepared to manage the legal process for you, while keeping you informed every step of the way. The consultation is free and there are no attorney’s fees unless we obtain compensation for your claim.

Learn more about how we may be able to help during this trying time.

Jay Trucks & Associates – Ph: (800) 762-8623.

Recovering compensation from a car crash can be an important part of the recovery process for many victims and their families. In more than three decades serving residents of Michigan, the auto accident lawyers at Jay Trucks & Associates have helped to obtain tens of millions in compensation for our clients, including a $2,000,000 recovery for a crash the suffered a traumatic brain injury and $1,000,000 for a case involving a crash that claimed the life of a 17-year-old and her unborn baby.

…The outcome could not have been better. These are hard working professionals who know their stuff!…
– Dennis Muller

We understand how to build strong car accident cases and can apply that knowledge to your potential lawsuit. Our founding attorney Jay Trucks has been handling injury lawsuits for more than 30 years and obtained numerous accolades during his career.

There are no upfront fees for meeting with one of our attorneys about your accident. Our firm also operates on a contingency basis, which means there are no fees unless you receive compensation.

Free Consultation & No Upfront Fees. (800) 762-8623.

What is the Value of My Claim?

In most situations, medical bills make a large percentage of the damages from a car crash claim, whether it is an insurance claim or a lawsuit. This includes the costs for treating your injuries, such as the cost of:

  • Emergency room treatment
  • Medications prescribed by your doctor
  • Tests to help doctors diagnose and treat your injuries (MRIs, X-rays, CT scans)
  • Casting of a broken bone
  • Costs of appointments with specialists and follow-up appointments
  • Surgeries

However, there are other damages that may be available, such as lost wages. This refers to wages you were not paid because you missed work, usually because you were physically unable to work or were under work restrictions from your doctor.

Sometimes we could pursue compensation for pain and suffering caused by your injuries.

The value of a claim is based on the value of the damages sustained. The worse the injury, the more valuable the claim. However, in an insurance claim, you may be limited by the value of the insurance policy you file a claim against.

Our goal in representing Michigan car crash victims is to recover maximum compensation to help them in their time of need.

Jay Trucks & Associates. Ph: (800) 762-8623.

Do I Have a Case?

If you suffered an injury in a car crash, you may well have a valid claim. However, it is important to talk to a licensed attorney about it. Our Traverse City car accident lawyers know how to determine the potential value of a claim and the next steps victims may need to take to pursue compensation.

In a free consultation, our attorneys may consider the factors involved in the crash:

  • What led to the accident
  • Where and when it happened
  • Vehicles involved
  • Traffic citations issued to the other driver
  • How the other driver may have been negligent
  • Whether there were witnesses
  • Pictures or other evidence you may have gathered
  • What your doctor told you about your injuries and how long it may take to recover

There are no costs or obligations for scheduling a free consultation to learn more about the benefits of working with an attorney.

How Can a Licensed Attorney Help?

When you hire our firm, we are prepared to manage the insurance claims process and the rest of the legal process on your behalf.

Our Traverse City auto accident lawyers want you to be focused on recovering from your injuries. You do not need the added stress of dealing with insurance companies looking to avoid providing fair compensation.

NOTE: Accident victims that have legal representation recover larger amounts of financial compensation compared to those that do not have a lawyer.

Our legal team is prepared to get to work gathering evidence of the other driver’s negligence, the extent of your injuries, possible future treatment needs, lost wages and damage to your vehicle.

If necessary, we are prepared to take steps to preserve evidence and consult industry experts to help us determine future treatment costs and the effects of your injuries on future earning capacity.

We have extensive knowledge of Michigan’s no-fault auto insurance system, as we have been navigating that system for three decades and have an established track record of success.

When is My Claim Due?

There is a one-year deadline for no-fault insurance coverage claims. That means you must file within one year of the crash or you may lose the ability to pursue these benefits.

Lawsuits over car crashes are only filed in rare cases in Michigan. The deadline for these cases is generally three years from the date of the crash. Lawsuits filed after this point are likely to be dismissed from court.

As there can be exceptions, such as for claims against government entities or claims over defective vehicle components, it is important to talk to a lawyer as soon as possible. The clock could already be ticking, and deadlines get here much faster than you may realize.

Restrictions on Car Crash Lawsuits

In fault states, car crash victims do not face as many restrictions on filing a lawsuit as residents of no-fault states like Michigan. Generally, you must pursue compensation from your own insurance policy. You can only file a lawsuit if your situation fits one of the criteria below:

We are ready to take your call 24/7. Phone: (800) 762-8623.

Insurance Coverage for Injured Drivers

Since Michigan crash victims need to turn to their own insurance to pursue compensation, the state requires you to buy personal injury protection (PIP) coverage. This coverage compensates crash victims for medical bills that are reasonable and necessary, and it does not matter who is at fault for the accident.

Policy Limits Recovery – $500,000
For a family business owner that suffered neck fractures and shoulder injuries in an automobile accident.

Policies that were issued or renewed before July 1, 2020 contain unlimited coverage of medical bills. PIP may also provide compensation for as much as 85 percent of wages you would have earned from employment if not for your injuries. This compensation can be paid out for up to three years. PIP also compensates you for household services when you need to hire someone to complete these services because of your injury.

Drivers who purchased or renewed PIP policies on or after July 1, 2020 had to choose their level of coverage, policies did not automatically provide unlimited coverage. While unlimited is still an option, you can also choose coverage limits of $250,000 or $500,000. People on Medicare can go without PIP coverage and those on Medicaid can choose $50,000 in coverage. Those with health coverage that does not exclude car crash injuries can also go without PIP coverage.

Liability Insurance Coverage

Every driver is required to obtain liability insurance coverage if they are found at fault for a crash. Minimum coverage in policies issued or renewed before July 1, 2020 is:

Bodily injury minimums went up to $250,000 and $500,000 for liability insurance policies bought or renewed after July 1, 2020.

What if the Other Driver is Uninsured?

In these situations, including crashes with drivers whose insurance coverage will run out before covering the full value of your damages, you may be able to draw coverage from your uninsured/underinsured motorist coverage.

These types of claims can be complex, as there may be requirements that must be satisfied before you can obtain compensation from your uninsured/underinsured motorist coverage.

Our experienced Traverse City auto accident attorneys are available to answer your questions about these kinds of claims. Phone: (800) 762-8623

What to Say to Insurance Adjusters Who Call

The short answer is, not much. That is generally the best way for crash victims to deal with insurance companies. You may be thinking things are different because you are dealing with your own insurance company. However, an insurers’ goal after a crash is to pay out the least possible amount of compensation.

If you talk to the insurance company, stick to basic facts about the accident and avoid too many specifics about your injuries and what caused the crash. Otherwise, you could accidentally say something that may be used against you, such as:

  • “I’ll be OK.”
  • “I feel fine.”
  • “It could have been a lot worse.”
  • “I do not remember much of what happened.”

Statements like these and many other comments could easily be used against you to discredit things you say later. The insurance company will use these kinds of statements to minimize the severity of your injuries or attempt to deny your claim.

You should strongly consider talking to an attorney before agreeing to provide a recorded statement. If you give a recorded statement, your claim could be limited by what you say.

Settlements offered early in the process are likely to be far below the full value of your claim. Insurers know you are vulnerable and may be more likely to accept a lowball offer out of desperation for compensation because bills are piling up.

How to Protect Your Claim

Going to the hospital right away is your number one concern. You need treatment for your injuries so you can begin the recovery process. Sometimes quick treatment can prevent injuries from getting much worse.

Auto Accident Recovery – $350,000
Obtained for a 59 year old mother that sustained a head injury and her 26 year old daughter that suffered a back injury in a car crash.

Quick treatment also helps to prove a strong connection between the accident and your injuries, as this connection is often something that is disputed by insurance companies.

Report the accident to the police so they can create an accident report as an official record of what happened. The report may contain the officer’s opinion on which driver is at fault.

When possible, and when it will not put you in danger or worsen your injuries, gather evidence at the scene, especially pictures of the damaged vehicles and visible injuries. When you leave, the scene will be cleaned up so this may be your only chance to photograph how the scene looked right after the crash.

Experienced car accident lawyers ready to assist you. (800) 762-8623

Frequent Collision Types in Michigan

There are many types of accidents on Michigan roadways that can lead to injuries and car crash claims:

  • Drunk driving crashes
  • Wrong-way crashes
  • Rear-end crashes
  • Sideswipes
  • Distracted driving accidents
  • Right-of-way crashes
  • Left-turn accidents

These accidents are often caused by other drivers’ negligence, which may include distracted driving, drunk driving, breaking traffic laws, speeding or simply not paying attention.

Contact a Licensed Traverse City Car Accident Lawyer for a Free Consultation

Have questions about your claim, such as what it may be worth and how we may be able to help you?

We offer crash victims a free claim review with one of our experienced attorneys. There is no cost or obligation, so there is no risk to you. For more than 30 years, we have been representing auto accident victims, helping them obtain the compensation they need to move forward with their lives.

If you choose to hire our firm, there are no attorney’s fees unless we recover compensation. If necessary, we are ready to go to court to hold the insurance company accountable and recover the compensation you need.

Jay Trucks & Associates. Ph: (800) 762-8623