Jay Trucks and Associates Legal Blog

Car accidents are more than an unexpected inconvenience. Without insurance protection, medical costs alone can cause injured victims to suffer financial devastation. Fortunately, insured Michigan drivers are protected under the state’s no-fault insurance. This coverage provides lost wages and other benefits when you are injured in a car crash, no matter who may have caused […]

While the number of drunk driving accidents is less than in previous years, the National Highway Traffic Safety Administration’s (NHTSA) latest statistics show they are still too high. Drivers who get behind the wheel with a blood alcohol level of .08 or higher are considered impaired in every state (except Utah, which imposes a lower […]

Work injuries are not uncommon, and in some industries, such as construction, there is a higher risk for being involved in an accident on the job. However, even office employees can get hurt while performing their work duties. If you suffered a workplace injury, there are certain benefits you may be eligible to receive while […]

Historically, state workers’ compensation benefits have not covered illnesses, such as a flu or other contagious disease, even in cases where an individual was likely exposed at work. However, in some states, including Michigan, essential employees may now be covered by workers’ compensation insurance if they become ill with the coronavirus. Jay Trucks explains more […]

No-fault states were originally intended to create a system that helped to prevent the courts from being tied up with frivolous civil lawsuits. Under this system, injured car crash victims do not have to prove fault and could quickly access their no-fault benefits for compensation to cover medical costs, lost wages and other damages without […]

Michigan’s much talked about new auto reform law goes into effect July 2, 2020. Following promises of savings to policyholders, many may wonder just when they will see evidence of a reduced cost. While there are cost reductions in some areas, policyholders may see little overall savings, and many may actually end up paying more. […]

Michigan’s no-fault system gives insured drivers the opportunity to choose between a policy with coordinated or uncoordinated benefits. So why choose one over the other? To understand what may work best for you, it is helpful to know how a claim with each type of policy may play out after an accident. The attorneys at […]

The Threshold Injury law is unique to the complicated no-fault state of Michigan. Essentially, it is used to define when an injury involves a “serious impairment of body function” after a car crash. Jay Trucks & Associates explains this law and when it may apply to an auto negligence claim. Why is this important? If […]

After a Michigan car accident caused by another’s negligence, can you recover compensation for aggravation of a pre-existing injury? The short answer is yes, but there is more to that answer you should know about. Jay Trucks & Associates discusses the best time to disclose a pre-existing injury, if or when you should talk to your […]

If you drive a car in Michigan, you must purchase and carry the minimum limits of insurance protection as required by state law. In spite of this mandate, as much as 21 percent of drivers do not have insurance, and many other motorists are underinsured. If you get into a car accident with an underinsured […]