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Workers’ Compensation Frequently Asked Questions

 

What, exactly, is the Michigan Workers’ Compensation system?
If you live in Michigan and have been injured on the job or made ill due to your job, you may be entitled to receive compensation for your medical bills and lost wages.

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Who may be covered under Workers’ Compensation?
The following people may be covered under Workers’ Compensation benefits:

  • Federal employees such as postal workers or members of the military
  • Interstate rail workers
  • Seamen
  • Those who load and unload cargo from vessels

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What if I’m self-employed?
An owner is considered self-employed if their business is not a partnership or a corporation and is owned but just one person (a sole proprietorship). The Workers’ Disability Compensation Act covers employees of a sole proprietorship, but the person who owns the business, the sole proprietor, is not an employee of anyone and accordingly is not covered by the Act.

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Are independent contractors covered by workers’ compensation?
When one company hires another company to come in and do some work for them, the second company is generally considered an “independent contractor” and not an employee of the first company. There can be exceptions, however. Should a company hire one person to come in and perform a specific job, disputes can arise as to whether or not that person is an employee or an independent contractor. This would need to be reviewed on a case-by-case basis.

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Are all employers required to carry Workers’ Compensation?
If an employer has a certain number of employees, he/she may be required to have Workers’ Compensation insurance. If a private employer has three or more employees, he must carry Workers’ Comp. If an employer employs one or more workers for 35+ hours per week for 13 or more weeks, he must also have Workers’ Compensation insurance.

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Are there penalties if an employer does not obtain insurance or permission to be self-insured?
Penalties can be severe for failure of an employer to provide workers’ compensation coverage. For example, if a worker is injured, he or she may sue the employer for damages. If the employer was at fault for the injury, a large settlement may have to be paid by the employer. The Bureau of Workers’ & Unemployment Compensation has the authority to go to court and seek an order barring the company from employing any persons in their business until appropriate workers’ compensation insurance coverage has been obtained.The Bureau understands the potential consequences for employees whose employers do not carry appropriate workers’ compensation coverage and actively enforces the Workers’ Disability Compensation Act. Thus, the employer may be subject to a fine of $1,000 or imprisonment for not less then 30 days or more than 6 months, or both. Each day for which the employer is uninsured is considered a separate offense.

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When and where are workers’ covered?
To be covered, the injury must happen at work. Workers’ compensation is designed to cover only injuries that “arise out of and in the course of the employment.” It is usually fairly obvious if the injury happened at work but there can be times when this becomes questionable.

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Are workers covered if they are injured working outside of the workplace?
All Workers’ Compensation cases are different. After a thorough review of your case, an experienced Workers’ Compensation attorney such as the ones at Jay Trucks & Associates can advise you of your legal rights. It is just too difficult to predict whether or not you will be covered if your injury occurred outside the workplace without reviewing your case. If you are traveling on company business and are injured, your injuries will most likely be covered by Workers’ Compensation.

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How soon should I return to work?
In general, even though you may not be completely recovered, it can be to your advantage, and your employers’, to return to work and be given a job that you can do.

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Does my employer have to offer me a job?
Michigan state law does not require your employer to offer you a job following a workers’ compensation incident. However, most employers, if they are smart, will try to make work available if at all possible. Many employers in Michigan are finding that employee recovery times are shorter and costs lower if they are willing to make some changes to help their employees. This can be as simple as making a change in the person’s workstation or finding a new job the person can do. Most company’s find that the sooner an employee can get back to the job, the better off everyone is. These are just a few of the numerous questions that pertain to workers’ compensation coverage. For more detailed information, please email or call us.

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Since 1979, Jay Trucks & Associates has been dedicated to fighting for those who have been injured. Whether you have been injured in an accident, on the job, or denied Social Security Disability, you can count on our experienced attorneys to be dedicated to your case and focused on getting you all of the money you deserve.

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We’ve settled thousands of cases and recovered millions for our clients.
At Jay Trucks & Associates, we've worked hard over the past few decades to fight for our clients to get them all of the money they deserve. Whether it was for an auto accident, injury, workers' compensation, or Social Security Disability case, our experienced attorneys have helped our clients fight for their rights and get their lives back on track.
$595,000 recovery for a 58 year machine operator with a left… view verdicts & settlements
$399,000 recovery for a 50 year old delivery driver with a… view verdicts & settlements
$246,000 recovery for a 45 year old garbage truck driver with… view verdicts & settlements
$257,000 recovery for a 49 year old custodian with a back… view verdicts & settlements
$215,000 recovery for a 46 year old sprinkler installer with a… view verdicts & settlements
$213,000 recovery for a 59 year old service technician with right… view verdicts & settlements
$200,500 recovery for a 46 year old garbage man with neck… view verdicts & settlements
$200,000 recovery for a 44 year old garbage truck driver with… view verdicts & settlements
$185,000 recovery for a 55 year old laborer with a left… view verdicts & settlements
$180,000 recovery for a 50 year old pipe fitter with a… view verdicts & settlements
$175,000 recovery for 59 year old truck driver with a right… view verdicts & settlements
$171,800 recovery for a 50 year old carpenter with a back… view verdicts & settlements
$170,000 recovery for a 42 year old tree trimmer with a… view verdicts & settlements
$170,000 recovery for a 55 year old truck driver with a… view verdicts & settlements
$165,000 recovery for a 67 year old roofer with a right… view verdicts & settlements
$160,000 recovery for a 56 year old carpenter with a heel… view verdicts & settlements
$155,000 recovery for a 53 year old cement finisher with a… view verdicts & settlements
$146,500 recovery for a 33 year old heavy equipment operator with… view verdicts & settlements
$146,500 recovery for a 49 year old printer operator with a… view verdicts & settlements
$135,000 recovery for a 60 year mechanic with a right shoulder… view verdicts & settlements
$135,000 recovery for a 53 year old delivery man with a… view verdicts & settlements
$130,000 recovery for a 59 year old CNA with a right… view verdicts & settlements
$130,000 recovery for a 32 year old private jet service technician… view verdicts & settlements
$125,000 recovery for a 39 year old laborer with a back… view verdicts & settlements
$120,000 recovery for a 55 year old hammer man with a… view verdicts & settlements
$120,000 recovery for a 59 year old truck driver with an… view verdicts & settlements
$118,500 recovery for a 60 year old corrections officer with a… view verdicts & settlements
$112,000 recovery for a 63 year old assembly line worker with… view verdicts & settlements
$108,000 recovery for a 49 year old production worker with a… view verdicts & settlements
$104,000 recovery for a 46 year old satellite installation technician with… view verdicts & settlements
$100,000 recovery for a 43 year old corrections officer with a… view verdicts & settlements
$100,000 recovery for a 56 year old police officer with a… view verdicts & settlements
$99,500 recovery for a 62 year old production worker with a… view verdicts & settlements
$95,000 recovery for a 53 year old tile installer with bilateral… view verdicts & settlements
$2 million… Automobile accident caused by County Road Commission vehicle; GM worker… view verdicts & settlements
$1 million… Automobile accident caused when company vehicle ran a stop sign,… view verdicts & settlements
$698,000 recovery 55 year old tree cutter who suffered a closed head… view verdicts & settlements
$620,000 (combined)… Motorcycle accident; 25 year GM worker husband suffered right humerus… view verdicts & settlements
$600,000 (combined)… Motorcycle accident; computer worker husband suffered fractures to collar bone,… view verdicts & settlements
$935,000 recovery 29 year old female who suffered multiple fractured bones when… view verdicts & settlements
$500,000 policy… Automobile accident; family business owner suffered neck fractures and shoulder… view verdicts & settlements
$490,000 recovery Motorcycle accident; carpenter’s apprentice suffered fractured ribs, fractured tibia and… view verdicts & settlements
$415,000 recovery Construction site accident; construction worker suffered severe injury to left… view verdicts & settlements
$400,000 recovery Worksite gas line accident; 40 year old heavy equipment operator… view verdicts & settlements
$350,000 (combined)… Automobile accident; 59 year old mother suffered a severe head… view verdicts & settlements
$300,000 verdict against State Farm and Tony Costanza in Isabella County.… view verdicts & settlements
$300,000 recovery Automobile/pedestrian accident; senior citizen suffered fractured tibia and knee injury. view verdicts & settlements
$300,000 recovery Automobile accident; machine operator/production worker suffered multiple disc herniations. view verdicts & settlements
$200,000 (combined)… Automobile accident; 24 year old mother working two cashier jobs… view verdicts & settlements
$196,800 recovery 33 year old maintenance man who suffered a hand injury. view verdicts & settlements
$195,000 recovery Automobile accident; 19 year old suffered closed head injury, collapsed… view verdicts & settlements
$185,000 recovery… Automobile accident; 84 year old suffered a closed head injury. view verdicts & settlements
$175,000 recovery Automobile accident; 41 year old group home manager suffered a… view verdicts & settlements
$174,000 recovery 50 year old production worker who developed over use injuries… view verdicts & settlements
$480,000 recovery Work accident; pipefitter suffered severe closed head injury. view verdicts & settlements
$450,000 recovery Work accident; 51 year old man with an eye injury. view verdicts & settlements
$300,000 recovery Work accident; 50 year old mechanic with a lower back… view verdicts & settlements
$284,000 recovery Work accident; 57-year-old maintenance man with a crush injury to… view verdicts & settlements
$245,000 recovery Work accident; satellite dish installer suffered injuries to leg and… view verdicts & settlements
$235,000 recovery 48 year old stamping press mechanic who suffered a lower… view verdicts & settlements
$235,000 recovery Work accident; 56 year old maintenance man suffering from reflex… view verdicts & settlements
$228,000 recovery Work accident; 43 year old man with a right upper… view verdicts & settlements
$225,000 recovery 48 year old construction worker who suffered a closed head… view verdicts & settlements
$225,000 recovery 37 year old laborer who suffered an injury to his… view verdicts & settlements
$220,000 recovery Work accident; 54 year old insurance appraiser with a knee… view verdicts & settlements
$220,000 recovery Work accident; 29 year old propane truck driver with a… view verdicts & settlements
$209,900 recovery Work accident; 56 year old auto body technician with a… view verdicts & settlements
$208,000 recovery 53 year old truck driver with neck and back injuries. view verdicts & settlements
$130,000 recovery 57 year old bus driver who suffered an injury to… view verdicts & settlements
$205,000 recovery Work accident; electrician suffered neck and arm injuries. view verdicts & settlements
$200,000 recovery 50 year machine operator who suffered an injury to his… view verdicts & settlements
$200,000 recovery Work accident; 47-year-old satellite TV installation man with a low… view verdicts & settlements
$190,000 recovery Work accident; maintenance man suffered injuries to both shoulders. view verdicts & settlements
$185,000 recovery Work accident; 41 year old maintenance man with a back… view verdicts & settlements
$180,000 recovery Work accident; 45 year old factory worker with a hand… view verdicts & settlements
$176,000 recovery Work accident; 33 year old man with a low back… view verdicts & settlements
$175,000 recovery Work accident; 5-year-old factory worker with upper extremity injuries. view verdicts & settlements
$175,000 recovery Work accident; 49-year-old factory worker with bilateral shoulder injuries. view verdicts & settlements
$106,000 recovery 61 year old truck driver who suffered a knee injury. view verdicts & settlements
$175,000 recovery Work accident; 51 year old process technician with a lower… view verdicts & settlements
$175,000 recovery Work accident; tree trimmer suffered injury to knee and re-injury… view verdicts & settlements
$175,000 recovery Work accident; construction worker suffered injuries to lower back. view verdicts & settlements
$175,000 recovery for a 41 year old heating and cooling installation specialist… view verdicts & settlements
$170,000 recovery Work accident; 47 year old office worker with a back… view verdicts & settlements
$165,000 recovery 37 year old yard worker with a low back injury. view verdicts & settlements
$165,000 recovery for a 55 year old mechanic with a shoulder injury. view verdicts & settlements
$165,000 recovery for a 51 year old glazier with a heel injury. view verdicts & settlements
$162,500 recovery Work accident; 60-year-old heavy equipment operator with a left upper… view verdicts & settlements
$160,000 recovery Work accident; 45 year old man with neck and back… view verdicts & settlements
$160,000 recovery for a 46 year old field mechanic with a back… view verdicts & settlements
$150,000 recovery 41 year old drain technician with a low back injury. view verdicts & settlements
$150,000 recovery for a 44 year old race car mechanic with a… view verdicts & settlements
$149,500 recovery Work accident; 35 year old man with an ankle injury. view verdicts & settlements
$142,000 recovery 59 year old factory worker who suffered an injury to… view verdicts & settlements
$137,500 recovery for a 57 year old linesman with a knee injury. view verdicts & settlements
$135,000 recovery 42 year old recovery specialist who developed a chronic infection… view verdicts & settlements
$134,500 recovery 61 year old factory worker with a low back injury… view verdicts & settlements
$125,000 recovery Work accident; 38-year-old diesel mechanic with a low back injury. view verdicts & settlements
$125,000 recovery for a 51 year old custodian with a heel injury. view verdicts & settlements
$125,000 recovery for 56 year old laborer with a foot injury. view verdicts & settlements
$120,000 recovery Work accident; 51 year old carpenter with a shoulder injury. view verdicts & settlements
$113,500 recovery Work accident; 65 year old factory worker with a back… view verdicts & settlements
$115,000 recovery 49 year car salesman who suffered an injury to his… view verdicts & settlements
$112,900 recovery 47 year old office worker with a right upper extremity… view verdicts & settlements
$110,000 recovery Work accident; 41 year old construction worker with a heel… view verdicts & settlements
$110,000 recovery Work accident; 52 year old female with a shoulder injury. view verdicts & settlements
$110,000 recovery for a 46 year old nurses aide with a back… view verdicts & settlements
$109,400 recovery Work accident; 53 year old factory worker with a knee… view verdicts & settlements
$105,600 recovery Work accident; 62-year-old airplane mechanic with a low back injury. view verdicts & settlements
$105,000 recovery 57 year caretaker at a cemetery who suffered an injury… view verdicts & settlements
$105,000 recovery for a 62 year old farm hand with a shoulder… view verdicts & settlements
$100,000 recovery 50 year old safety coordinator who suffered an injury to… view verdicts & settlements
$100,000 recovery 52 year old mason who suffered an injury to his… view verdicts & settlements
$99,000 recovery for a 46 year old EMS working with a knee… view verdicts & settlements
$98,000 recovery Work accident; 45 year old man with bilateral carpal tunnel… view verdicts & settlements
$97,500 recovery Work accident; 62 year old man with a low back… view verdicts & settlements
$96,000 recovery Work accident; 34 year old man with a left lower… view verdicts & settlements
$94,000 recovery Work accident; 64-year-old nurse with a foot injury. view verdicts & settlements
$90,000 recovery Work accident; 37-year-old nurses’ aide with a back injury. view verdicts & settlements
$90,000 recovery Work accident; 64-year-old nurses’ aide with a right shoulder injury. view verdicts & settlements
$90,000 recovery for a 46 year old truck driver with a back… view verdicts & settlements
$104,500 recovery 34 year old steel cutter who suffered a lower back… view verdicts & settlements
$90,000 recovery 52 year old factory work who developed tendonitis in her… view verdicts & settlements
$85,000 recovery Work accident; 40 year old man with a left knee… view verdicts & settlements
$85,000 recovery For a 46 year old heavy equipment operator with a… view verdicts & settlements
$99,500 recovery 50 year old dry wall hanger who suffered a shoulder… view verdicts & settlements
$98,000 recovery Dog bite; 5 year old child suffered facial injuries. view verdicts & settlements

Jay Trucks & Associates settled our automobile accident case for $192,500. We are very satisfied with their representation, and we would recommend the firm to friends and family members. Michelle and Shelly were very sympathetic of our situation, and we really appreciate their professionalism.

KK & TK
Jay Trucks & Associates, PC: Michigan's Lawyers for the Injured
Jay Trucks & Associates, P.C. serves clients across the State of Michigan in injury, workers' compensation, and Social Security Disability cases.
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Jay Trucks & Associates, PC
600 Pine Street
Clare, Michigan 48617
Phone: 800-762-8623
Fax: 989-386-7470
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The information provided on this website by Michigan personal injury attorneys, Jay Trucks & Associates, P.C. is offered for informational purposes only; it is not offered as and does not constitute legal Personal Injury advice. Jay Trucks & Associates, P.C. does not seek to represent you based upon your visit or review of this website. This Website may be considered advertising under the rules of the State Bar of Michigan. You should not make legal hiring decisions based upon brochures, advertising, or other promotional materials. Past results obtained by this law firm do not guarantee future case results. Our experienced attorneys serve the entire state of Michigan, handling injury, accident, workers' compensation, and Social Security Disability cases. Contact personal injury attorneys, Jay Trucks & Associates, P.C. to schedule a free initial consultation at 800-762-8623.